Services

Our Products & Services:

We offer a variety of Financial Products and Services, designed to help you achieve your Goals and Dreams.  These include, but are not limited to the following:

Risk Management:

The first component of a good financial plan involves obtaining Insurance Coverage to protect against the uncontrolled contingencies of health, death, natural disaster and any loss of assets.  That is referred to as risk management.

Talk to us about:

  • Life And Disability Income Insurance.
  • Mortgage Protection.
  • Long Term Care Insurance.
  • Medicare Supplement (Medi Gap) Plans.
  • Money Guard Plans.

Investing:

This component involves building the right mix of assets to attain your stated goal.  These assets would include , but not limited to, stocks, bonds, real estate, life insurance and annuities.

Talk to us about:

  • Mutual Funds **
  • Fixed and Variable Annuities **
  • College Savings 529 Accounts **
  • Mortgages and Refinance.

(** Investment advisory and financial planning services offered through authorized Registered Representatives of Vantage Point Bank.)

Retirement Planning:

The world of retirement planning is on the precipice of a new reality.  The era of retirees being rewarded with a gold watch and lifetime pension after 35 years of work with a company has virtually disappeared. Traditional pension plans, which gained prominence in the 20th century, are rapidly disappearing because of the high costs involved in funding them. Thus, it is important to be aware that you may have less help from your employer and will probably have to rely more on your own savings and investments to fund your retirement.

Talk to us about:

  • Fixed Annuities
  • IRA and 401K Rollovers
  • 1035 Exchanges

Small Business Planning:

If you own your own business, chances are you’ve at least thought about the conditions under which you will make your departure from the business and who is going to take over after you leave. Business continuation is difficult enough under normal circumstances, but if it has to take place following the unexpected death of a key person or owner, the complications can increase exponentially.

Talk to us about:

  • Funding for Buy-Sell Agreements.
  • Split-Dollar Life Insurance.
  • Self Employed Retirement Plans.
  • Leveraged Planning
  • Group Employee Benefits
  • Desk Point Deposit System.

If you would like more information on any of the above products or services, Please Click Here.