It is customery and quite in order to have an about page, hence the following information.  However, this site is not about me.  It is about how I can help people.  I have a burning desire to help people put their “financial houses” in order.  Probably, at a later stage when I would have accomplished my goal I will write about me.

My name is Orland Copeland, Financial Services Representative at Vantage Point Bank. Since I have joined this industry, I recognize that there is a tremendous need for more education on basic financial matters, particularly among the average family and in many instances, the small business owner.  There are still gross misconceptions about financial products and strategy.  As a Financial Services Provider, I want to change that status quo in the lives of people, and I am 100% committed to this goal.

My goal for this blog/site therefore, is to disseminate financial and other relevant information, that will helps individuals, families and business owners be informed and prepared for various financial challenges.  My main focus however, is to work with families who are struggling to reach their goals as a result of an unfavorable economic environment and the failure to be proactive.  The focus here is to educate folks about financial matters, so they can be empowered to make the best decisions for their financial future.

Click Here to see the services I offer.

Click Here to see what my clients are saying about me.

My Story:

My formal training and main course of study was Pharmacy.  I graduated from the University of Guyana and worked for many years as a Registered Pharmacist, providing the invaluable service of pharmaceutical care to the Linden (Guyana) community.

Besides countless hours of patient counseling, I was involved in several community outreach programs designed to educate the public on diseases prevention and the management of some common chronic conditions like hypertension and diabetes.

The disposition of caring, educating and helping people is what I bring to the financial services industry.  I was always committed to service and I am 100% committed to providing a high level of service to my clients in this industry.

See who I help.

Continuing Education:

To maintain my license as an advisor, I am required to complete Continuing Education courses.  Following is a list of courses that I have completed to date.

1. Financial Planning with Insurance – designed to provide an overview of the financial planning process and to identify what the planner should consider when helping clients develop a sound financial plan.
2. Equity Indexed Annuities – designed for professional insurance producers and advisors who provide financial or retirement planning services to the consumer. Equity indexed annuities have become popular funding vehicles for the accumulation of funds on a tax-deferred basis for long-term needs. With interest crediting and accumulation linked to a market index, equity indexed annuities offer the potential for market-based returns while providing minimum guarantees that can protect the owner’s principal.
3. Long Term Care: Programs, Policies and Partnership - offers a comprehensive look at long-term care, the options available for today’s consumers to address the long-term care need, and Pennsylvania’s Medicaid and Long-Term Care Partnership Program.
4. Distribution Planning - presents a comprehensive, in-depth look at distribution planning for retirement and provides a clear understanding of the complex rules that govern distributions from qualified plans and IRAs. It provides a review of the basics of qualified employer plans, traditional IRAs, and Roth IRAs and then explains in detail the requirements that apply to premature distributions, required distributions, and distributions at death. The course explores various distribution options, including lump-sum, periodic withdrawals, and annuitization. The course covers other distribution options (loans and hardship withdrawals) and explains the rules for rollovers and conversions. It also explores strategies for multi-generational wealth planning and distribution, including the use of life insurance trusts and stretch IRAs.

Contact me If you would like to be helped.